Bitwise CIO: BTC less volatile than NVIDIA, retirement plan opposition unfair
January 13, 2026, 6:03 AM
Arguments against including Bitcoin in 401(k) retirement plans due to its volatility are unfair, according to Bitwise CIO Matt Hougan in an interview with Investopedia. His comments follow an executive order signed by the Trump administration allowing pension and retirement funds to hold cryptocurrencies, a move that U.S. Senator and crypto opponent Elizabeth Warren warned would create risks for investors. Hougan countered that BTC's volatility over the past year has been lower than that of NVIDIA (NVDA), adding that it is unreasonable to apply a stricter standard to a single asset class. He emphasized that cryptocurrencies will eventually be normalized within the institutional framework, just like other assets.
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