AI models prefer Bitcoin for value storage, stablecoins for payments

Advanced models from six major artificial intelligence (AI) developers overwhelmingly chose Bitcoin (BTC) as a long-term store of value and stablecoins for daily payments, according to a report from the Bitcoin Policy Institute cited by The Block. The study tested 36 models from Anthropic, DeepSeek, Google, MiniMax, OpenAI, and xAI across 9,072 scenarios covering four functions: store of value, unit of account, medium of exchange, and payments. Out of all responses, Bitcoin was the most frequent choice with 4,378 selections (48.3%), followed by stablecoins with 3,013 (33.2%) and fiat currency (8.9%). In scenarios involving storing value over several years, Bitcoin was selected in 1,794 of 2,268 responses (79.1%), showing the highest consensus. Conversely, for payments, microtransactions, and cross-border remittances, stablecoins were preferred 53.2% of the time, ahead of Bitcoin at 36%. Preference for Bitcoin varied by developer: Anthropic (68%), DeepSeek (52%), Google (43%), xAI (39%), and OpenAI (26%). Anthropic's Claude Opus 4.5 showed the highest preference at 91.3%. Overall, 90.8% of responses favored digitally native assets like Bitcoin and stablecoins, and no model selected fiat currency as its top overall choice.