Fed: 10% of Americans used or invested in crypto in 2025

One in 10 U.S. adults held or used cryptocurrency for payments in 2025, according to a new report from the U.S. Federal Reserve (Fed). Cointelegraph notes that this figure is an increase from 2023–2024 and approaches the all-time high of 12% recorded in 2021. The report found that 9% of respondents used crypto for investment purposes, while 2% used it as a payment method. Among those who used crypto for payments, 25% stated they did so because businesses preferred it for its speed and lower costs. The rate of cryptocurrency use for payments was three times higher among the unbanked population (6%) compared to the general adult population (2%).