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77% of Americans see crypto in retirement plans as risky

August 26, 2026, 4:33 PM
A survey of 1,203 Americans age 25 and older found 77% view cryptocurrency investments in employer-sponsored retirement plans as risky, including 46% who described them as very risky, Cointelegraph reported, citing the National Institute on Retirement Security. The survey also found 53% oppose employers offering crypto as an investment option in retirement plans. President Donald Trump signed an executive order in August last year to expand 401(k) retirement plan access to alternative assets including crypto, and the U.S. Department of Labor proposed related rules in March.

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