AIGENSYN COO warns some RWA investors may lack legal claims on underlying assets

AIGENSYN COO Jeff Amico said investors in RWA lending products may not have adequate legal protection in an actual default scenario despite the high yields on offer. Amico explained that in some RWA vault structures, investors receive yield-bearing stablecoins while the actual loans and collateral belong to a separate entity or special purpose vehicle, meaning investors may not have direct legal claims against the borrower or the collateral. Amico added that RWA investors should check who is legally obligated to repay the debt and whether rights to the collateral have been properly established, and stressed that the market needs clear creditor rights and infrastructure capable of verifying off-chain collateral and contract terms to support RWA market growth.